Will my travel insurance cover me if my airline goes bust? Posted On : Jun-29-2009 | seen (568) times | Article Word Count : 437 |
If you are worried that the airline you are travelling with will go bankrupt before or during your holiday Bo Jackson Black Jersey , you may want to get a travel insurance policy that offers financial default insurance. If you are worried that the airline you are travelling with will go bankrupt before or during your holiday, you may want to get a travel insurance policy that offers financial default insurance. However, not all travel insurance policies offer this as standard, and some only offer it under certain conditions, so you may want to check the small print on your policy documents before signing them.
Financial default cover usually only applies if an airline has completely ceased trading due to financial reasons. Even if a policy includes this as standard Hunter Renfrow Camo Jersey , it may only apply if you buy your insurance less than a couple of weeks after you book your flights.
It is worth investigating the small print of your travel insurance policy before you buy, as some of the more stripped down packages do not offer financial default cover as standard. Also, steer clear of buying insurance directly from the airline you are travelling with, as they cannot pay out on a claim if they are bankrupt themselves.
Financial default cover is usually only applicable to airlines, cruise lines Foster Moreau Camo Jersey , and tour operators, and not to independent travel agencies, so if you are booking through an agent, make sure that they are licensed through a guarantee scheme such as ABTA.
If your trip consists of a number of journeys with different travel suppliers, then you will only be covered by financial default insurance if you miss your whole trip as a result of one company going under. So if you had booked a flight to Barbados to board a cruise ship Isaiah Johnson Camo Jersey , and the cruise company goes out of business, you would not be refunded for your flight.
There may be a waiting period specified in the insurance contract, for example the travel supplier may have to go bust more than a week after you bought the insurance policy for it to be valid. This is to prevent a rush of late applications for insurance in the wake of the news that a travel supplier is about to go under.
Most insurance underwriters have a list of airlines that they are willing to insure, so make sure that the airline that you are travelling with is on this list before you buy any policy, or else your financial default cover will be worthless.
So if you feel that you need financial default protection Maxx Crosby Camo Jersey , then make sure to buy your travel insurance as early as possible, read the policy documents thoroughly, and make sure that you buy it from an independent party, rather than direct from your travel supplier. For those who desire to see the beauty of the Philippines and travel to one or more places but worries about the expenses, keep reading. This one鈥檚 for you! A tight budget while traveling is actually not a problem. Here are some places in the Philippines that are definitely budget-friendly and are worth the visit.
BATAAN
A thousand peso makes a wonderful day in Bataan. The transportation costs 200 pesos per head and all the other tourist spots are just in a walking distance 鈥?one is the Majestic Balanga Church. If you want to go to Mount Samat in an easy way Trayvon Mullen Camo Jersey , you can ride a tricycle for only a hundred pesos. There, you can tour on its wonderful places especially the museum and the popular Dambana ng Kagitingan for a very low cost. And don鈥檛 forget the Las Casas Filipinas de Acuzar to complete your Bataan experience!
BUROT BEACH
Sand, sun, saltwater, and peace are sometimes the only things you want. The fare in going here is definitely very affordable and the entrance Johnathan Abram Camo Jersey , cottage, and all other amenities in the resort are also set at low prices, definitely worth it. The place has no electricity, hotels, and restaurants Josh Jacobs Camo Jersey , so this is definitely a perfect place for those who want to unwind with just the sunrise and the sunset views.
BAGUIO CITY
A perfect quick holiday for only 3000 pesos makes it to Baguio City. Some would definitely think that going here is expensive, but why not be a backpacker? Take the bus and spend a few days in the Summer Capital of the Philippines! There is no need to worry about a room for you to stay. There are many transient rooms in the place that are offered at low prices, the places are all in a walking distance, and the food is available almost anywhere 鈥?practical and affordable!
Each tribe has something beautiful and incomparable to offer, indeed world class. All of the products are either handmade and or organically made while using natural and indigenous materials.